I have a suggestion.

TLDR: High density, owned housing, professional management, restrictions on owning other properties.

To avoid HOAs misusing funds, allow people to own, and build high density: build apartments for sale, to be managed by corporation. Corp is funded by reasonable fees set before construction as a percentage of value of property. Apartment owners can vote to fire incompetent managers, otherwise, managers are free to choose how to effectively run complex. Salary is fixed.

To encourage a builder to take on the project, we have 20-50 people sign up to buy apartments. They have to put down a refundable deposit of $100 to get on the list, and $5000 to the builder (applies to down payment) when building starts.

Deed restrictions, created before breaking ground, prohibit ownership of an apartment by:

1. any corporation

2. any individual that owns another home or is on a corp that owns rental properties (excludes REITs if shares owned is below 5% market cap)

That is a very interesting statistic. I’ve always thought that some qualities were distributed across populations regardless of race, income, etc. Do you have a source for the 30% stat?

The news clip said “…after many years of not paying his mortgage.” {0:45}

I am inclined to agree with you, because there have been cases of elderly people with pending evictions and unopened social security checks on their counter. They were simply too senile to pay their bills. {People I (mostly) Admire, Podcast, ep 100, interview with Sherriff of Cook County}

This case is not that. He chose not to pay, he chose to shoot at people, and he chose to kill himself.

Pretty much. But if you need to test it, you can buy another drive and install linux and your games there. If it doesn’t work, you can use the extra drive for something else.

In Steam on Linux, use settings to enable Experimental or Proton for Windows games.

Edit: This is computer science, you must report your findings!

Here are some tips once you have chosen:

You can change your desktop environment later.

If you do your install with seperate partitions for /home and others, leave 10% unallocated. Also make /bin about 15gb and /boot about 1.5gb. When you eventually run out of space, you can use KDE Partition manager to add the unallocated space to the partition you need, even if you set up encryption (gparted doesn’t play well with encryption). You can install Partition manager as a package, you don’t need to use KDE Plasma.

Using a drive mirror is a good idea. Maybe use it the second time you install.

If you want to use a cool filesys like zfs, just use btrfs for now (licensing issues). Ext4 will also work for desktop user needs.

If you go with Debian, you can add repos to your /etc/apt/sources.list file. But it is a one-way trip, so before adding sid, consider running your program in a vm. Non-free non-free-firmware and contrib are fine